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About 12 minutes. Soft credit check — no impact to your score.

Ready to get pre-approved? Continue to our secure loan application hosted by Blink Mortgage.

  • Safe, encrypted application portal
  • Soft credit pull — no impact to your score
  • We review and respond within one business hour
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You will be redirected to Blink Mortgage to complete your application.

Zero Point Mortgage Services is a DBA of Johnson Home Loans and Financial Services, Company NMLS #1216108.