Mortgage broker serving Greenwood Village, Colorado
Local, in-person mortgage brokering from our Greenwood Village office — jumbo, executive, and equity financing in the Denver Tech Center.
Greenwood Village is home base. Our office sits at 5200 DTC Parkway, so if you would rather sign paperwork across a table than over email, this is the one market where that is easy to arrange. It also means we know the local appraisers, title companies, and listing agents by name, which shortens the distance between contract and clear-to-close.
Values here run high and inventory is thin. Greenwood Village estates in the Preserve and Sundance Hills, along with the executive homes around Cherry Hills Vista, typically require jumbo or high-balance financing with meaningful reserve requirements. Equity-rich owners often do better borrowing in second position than refinancing a low first mortgage.
The Denver Tech Center concentrates executive compensation: bonus, commission, restricted stock, and deferred comp. Those income types are documented very differently between lenders, and a file that gets declined at one investor is routinely approved at another with no change to the borrower. Placement is the job.
Areas we finance in and around Greenwood Village
Programs Greenwood Village buyers and owners use most
Financing above the conforming limit with competitive terms.
Access equity without touching a low first-mortgage rate.
For owners whose tax returns understate real income.
Rate-and-term or cash-out on your current home.
Rentals, short-term rentals, and portfolio growth.
Low-to-zero down with student-loan flexibility.
Questions we hear from Greenwood Village clients
Can I meet in person in Greenwood Village?+
Yes. Our office is at 5200 DTC Parkway, Suite 300. Schedule a time and we will walk through your numbers, your document list, and the loan estimate together instead of exchanging PDFs.
How is bonus, commission, or RSU income counted?+
Most lenders want a two-year history and will average it, though some allow a shorter history when the employer confirms continuance. Restricted stock is counted by certain investors with a documented vesting schedule and by others not at all. Which lender receives your file directly determines your approved amount.
Do Greenwood Village purchases always require jumbo financing?+
Not always, but often. Arapahoe County's high-balance conforming limit covers part of the market, particularly attached homes and smaller lots. Your loan amount after down payment is what decides it, so a larger down payment sometimes moves you into better conventional pricing.
What is the best way to access equity here?+
If your first mortgage carries a below-market rate, a second-position home equity line almost always beats a cash-out refinance. On higher-value homes, pay attention to the lender's maximum line amount and combined loan-to-value cap; we shop those specifically.
Do you work with Greenwood Village listing agents on pre-approvals?+
Yes. We issue fully underwritten pre-approvals with income and assets already reviewed, and we take agent calls directly so a listing agent can verify the file before advising their seller.
Let's talk about your next move.
Whether you're buying your first home, refinancing, or building a portfolio — start with a no-pressure conversation.