Loans that scale with your portfolio.
DSCR, portfolio, BRRRR, and short-term rental friendly programs designed for serious real estate investors.
Your tax returns shouldn't keep you from your tenth door. We work with lenders who qualify deals on the property's cash flow, not just your personal income — so you can keep buying.
- DSCR ratios as low as 0.75 with the right structure.
- Fix & Flip financing — up to 90% of purchase + 100% of rehab, 12–24 month terms.
- Bridge loans — fast interest-only capital to close now and refinance or sell later.
- Up to 80% LTV on purchase, 75% on cash-out.
- Close in an LLC or personal name.
- Unlimited financed properties — no Fannie Mae 10-loan cap.
- Interest-only options for maximum cash flow.
- Foreign national programs available.
Qualify on rental income — no W2, no tax returns required.
Finance multiple properties under one loan with simplified underwriting.
Airbnb and VRBO income counted at market rates.
Purchase + rehab financing with fast closings for flippers and BRRRR investors.
Short-term interest-only capital to close now and refinance or sell later.
Good to know
Debt Service Coverage Ratio — the property's rental income divided by its PITIA payment. 1.0 means it breaks even.
Often no. Many investor programs use the property's cash flow as the qualifying income.
Yes — that's the BRRRR strategy. We finance both sides of that loop.
Let's talk about your next move.
Whether you're buying your first home, refinancing, or building a portfolio — start with a no-pressure conversation.